PTPTN (Perbadanan Tabung Pendidikan Tinggi Nasional)
PTPTN is a government agency under the Ministry of Higher Education that provides study loans to Malaysian students pursuing higher education. PTPTN’s main objectives are to provide loans to eligible students at higher learning institutions, offer saving schemes, and manage funds for higher education.
PTPTN loans can help students pay their fees and living expenses for the duration of their studies, either fully or partially. Students who achieve First Class Honours for their degree may also have their loan converted into a scholarship, which would exempt them from repaying it.
Criteria:
To be eligible for a Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) loan, you must meet the following criteria:
1. Be a Malaysian citizen
2. Be 45 years or younger at the time of application
3. Have passed SPM with at least 3 credits in any subjects
4. Have received an offer to study at an institution of higher learning in Malaysia, such as a public or private university, polytechnic, or community college
5. Your chosen course must be accredited by the Malaysian Qualifications Agency (MQA) and approved by the Ministry of Education, and registered with PTPTN
6. The remaining period of study upon application must exceed one year
7. Open an SSPN-i/SSPN-Plus account before applying for a PTPTN loan
8. The monthly (gross) income of parents or guardians does not exceed RM50,000 (after deducting RM250 per dependent)
Steps to apply for PTPTN:
1. Download PTPTN app.
2. Register an account.
3. Open a Skim Simpanan Pendidikan Nasional (SSPN-i accout) at
- Maybank;
- Bank Simpanan Nasional;
- Bank Islam;
- CIMB Bank;
- Agrobank; or
- Bank Rakyat.
4. Open a savings account at a panel bank.
*Note: Remember to check with your institution on the banks that are in their panel.
5. Visit PTPTN official website (https://www.ptptn.gov.my/) to buy your PTPTN PIN number (pendaftaran permohonan pinjaman) for RM5
*Note: your PIN number validity is 6 months.
A. Visit PTPTN official website then click on “pinjaman pendidikan”
B. Scroll down and click on “Mohon pinjaman melalui myPTPTN”
C. Login to your account
D. Click “Pendaftaran Permohonan Pinjaman”
E. Choose Pendaftaran Permohonan Pinjaman
F. Complete your payment of RM5
6. Submit your application.
*Note: Kindly follow their instruction and remember to fill in your details carefully. Avoid providing incorrect or insufficient information.
7. Wait for the result.
*You will receive your result through email.